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You can apply online, by calling 13 11 82 or by visiting your nearest branch.
- Our Discounted Personal Loan (Car Loan) offers a low rate of 4.65% p.a. (4.99%*p.a. comparison) with fast pre-approval, flexible loan terms and is available when loans are secured against a new or used car or caravan up to five years of age with a loan value greater than $20,000.
Key benefits of this loan
- No monthly account fees
- Low rate for cars or caravans up to five years old*
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- No fees for additional repayments or early payout
- Redraw facility against your extra loan repayments
Rates
Check out our Discounted Personal Loan (Car Loan) rates.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
Discounted Personal Loan (Car Loan)
Loan size $20,000-$100,000
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.*
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Product overview
To help give you the best deal on a car loan, we've got flexible and fair finance options for both new and used cars.
Choosing a vehicle can often be a time consuming process. Do you choose a sedan? A wagon? A caravan? And then there are the colours, wheels, trims and whether or not to get the optional extras. While you're taking care of all of the big decisions, let us help you with making the right finance choices. With no ongoing fees, pre-approval available and flexible terms, our Discounted Personal Loan (Car Loan) is designed to meet your needs and help you get on the road sooner.
We're here to help
As a member-owned financial institution, our first priority is to help you. With competitive interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years, our Discounted Personal Loan (Car Loan) could let you drive away with a better deal.
Choosing a vehicle can often be a time consuming process. Do you choose a sedan? A wagon? A caravan? And then there are the colours, wheels, trims and whether or not to get the optional extras. While you're taking care of all of the big decisions, let us help you with making the right finance choices. With no ongoing fees, pre-approval available and flexible terms, our Discounted Personal Loan (Car Loan) is designed to meet your needs and help you get on the road sooner.
We're here to help
As a member-owned financial institution, our first priority is to help you. With competitive interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years, our Discounted Personal Loan (Car Loan) could let you drive away with a better deal.
Competitive interest rates
Chat to us to see what rate you qualify forAvailable for new and used cars or caravans
Up to 5 years old and loans over $20,000*No monthly account fees
This means your repayments are 100% paying off your loan without worrying about monthly account feesFlexible repayment frequency
Pay weekly, fortnightly or monthly
Loan term up to 10 years
Fixed rate for the first five years
No fees for additional repayments or early payout
Enjoy flexibility with your loan
Redraw facility
Against your extra loan repaymentsOnline application
Apply today
Pre-approval valid for 90 days
Do some quick maths
Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.
What you need to know
When you apply for a loan, please have the following information handy.
Income details
Pay slips, child support, pensions, overtime, allowances, rental income, commissions etcExpense details
Utility bills, rent, board, maintenance, lease payments etcAsset information
Cash savings, value of motor vehicles, shares, bonds, property, furnishings etcAny other loans or liabilities
Such as home loans, credit cards or other debt through buy now, pay later services
Residential and employment details
For the last three years
Identification
Australian driver's licence number and expiry
Related articles
Secured vs unsecured personal loans
Understand the differences between secured and unsecured personal loans.
How long does it take to get a personal loan?
We’ve put together this handy guide to give you an idea of roughly how long it takes between starting an application and receiving the outcome.
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
